Place your cursor over the red “Log In Menu” button at the top of the homepage.

From the drop down menu, select Bill Pay Banking Online under the Personal Banking column.

Continue the login process by entering your Palos Bank and Trust's User ID.

For enhanced online protection, you will be prompted to select and then answer two security questions. Answer these questions, and click the “Continue” button.

On the next screen, you will be prompted to enter a one time use Password – the last four digits of your Social Security Number. Then click the “Sign On” button. You will then be prompted to change your Password.

You should now be at your personal Account Summary page.